Knowing the balance in your account before you start shopping will ensure your purchase goes through. Using Visa gift-card is simple and easy-just swipe, sign and move on! However, if purchase amount stands greater than balance on card, here, view important info needed for avoiding transaction declines. Making purchases for amounts greater than balance on card is not possible. To make purchases for amounts more than balance on card, you’ll need a second type to pay- cash, cheque, debit or credit card for covering differences. Before making purchase, tell the store’s cashier the amount to be applied to Visa gift-card. The balance then gets paid with earlier mentioned alternative payment method.
How You Check Balance?
It’s simple; verify remaining balance by following these simple steps:
- Visit website at www.mybalancenow.com .
- On home page, you have to fill in some information to check the balance.
- Enter your card number.
- Enter expiration date.
- Enter CVV Number.
- Click on the “go” button at the end.
Not all have capability for checking balance at point of sale (POS) but following companies do execute the service. Barnes and Noble, Marshalls, Kmart, Maxx, Target, Abercrombie Fitch, Boscov’s, Office Max, Toys-R-Us, Big-5, Dillard’s, Kohl’s, Nordstrom and Ross Stores.
There are firms that can apply balance to purchases. Some merchants can apply remaining gift-card money to transactions even if you’re not sure of balance. They’ll prompt you in completing purchase with second payment options when necessary. These companies are stated as follows. AT and T, Starbucks, Mobil, Walgreens, 76, Chevron, Gap, Phillips 66, Game Stop, Winn Dixie, Exxon, Bed Bath, Publix, Safeway, HEB, Macys, Shell, Kroger, CVS, Old Navy, Banana republic, Conoco. Automatic- split transactions sometimes won’t be the norm at areas listed.
To use Target gift-card while purchasing, give card to cashier then sign receipt.
You can push the button, ‘credit,’ on keypad. If wishing to utilize Card for debit transactions, you’ll have to choose PIN, your choice, for card. See details given to learn more about PIN selection.
When using card, balance gets reduced by full amount of all purchases like charges, taxes and merchant assessed fee structures. The card may get used for paying full amount of purchase and taxes applicable, if balance remaining on card is deemed sufficient. If you wish to do any purchase for amounts greater than remaining balance, and have to execute secondary forms to pay for difference, as stated earlier, notify merchant prior to completing transaction.
Not all may agree to two types of payment. The Card is prepaid and is allowed to be used anywhere in America where Visa or Maestro debit-cards get accepted, excluding U.S. territories. It can’t be utilized with merchants outside America. This card is not permitted for use at casinos, traders wanting manual imprints, ATMs, or recurring payments. This card will not get accepted with certain internet merchants or cruise lines. This card holds no value until activated by cashier at purchase time; and when you sign at back of card where it is indicated. Write down card and customer number on separate papers as a precaution in case of being stolen or lost.