Bank of America is a name that holds an important place in the lives of Americans. For convenient banking, you can only rely on BOA. You have the facility of availing their ATM services, walking into your nearest center or even having an online access to banking all the time and every day. So, if you have money in your bank and have many places to make an investment, shop or just gift money, you know where to go. For their impressive service, we suggest you experience banking with them and you will not bank with any other bank after it.
Meaning Of Checking Account:
You prefer to open a checking account, but do you know what a checking account is? A person having such an account can then write cheques because of their deposited funds in the bank. The balance in the account is the deciding factor for the rate of interest to be given to the customer.
- Arrange for net connection.
- Be ready with some of the basic information, before you apply for a checking account with the bank, online. Your name, contact details, birth details, other account details, etc.
How To Apply?
- Go to website www.bankofamerica.com .
- Once you are on home page, click on “learn more” button at the centre of the page.
- Check the features and click on the “get started” button.
- Click the button “go to application” on the page.
- Select number of applicants.
- First, fill personal information details.
- Start by choosing whether you want to open a single/ joint account.
- Proceed & share your name, address, phone number, email, citizenship & employment related information.
- Review your personal information. Click on the “continue” button.
- Next, set up your account.
- Then, deposit some amount in your new account using a debit card or a net transfer.
- You may link the new account with an existing account.
- The next step is to choose suitable options for your account protection, money saving scheme and time saving transactions.
- Move on to review all your choices.
- Finally, submit the application form.
There are two types of checking accounts offered by Bank of America- My-Access & Advantage. To decide the type of checking account you wish to open, take a look at their offerings.
- A basic checking account has only a single account plan. Access to ATM’s, online banking and mobile banking are complementary. This apart, you can choose an additional bank account at your convenience.
- Though, if you are looking for a more beneficial checking account plan, it is available. You get basic benefits plus additional benefits. These include, interest on your balances, provision of adding both checking and savings account and some complementary services by the bank.
Why Open An Online Checking Account?
- To check available balance online & on mobile.
- To access withdrawal & money deposit facility.
- To avail facility of transferring money.
- Online statement(s) help in saving paper.
- Enjoy $8.95, a good amount you saved by using online checking account service.
- No minimum balance required.
- Enjoy alerts, which are customized.